Keeping your money safe

Being transparent has always been at the heart of what we do at InterStock Trade.
It's why more than 1 million of you choose to invest with us and play such an active part in our community.

Being open is more than clear pricing and updating you on product developments. You need to know how safe your money and investments are with us. We take this very seriously.

Offering low pricing and an easy-to-use product is amazing but our number one priority is ensuring your investments and money are safe.

InterStock Trade is regulated by the FCA

The Financial Conduct Authority (FCA) is our UK financial regulator. InterStock Trade is authorised by the FCA to provide investment services to clients, including to hold client assets.

As an FCA-authorised entity, InterStock Trade Limited is obligated to meet all of the rules and regulations in the conduct of an investment business set by the FCA and provide all of the client protections that those regulations require.

If you are interested in learning more about what the FCA does and how it affects InterStock Trade then have a look at our registration page on the FCA website.

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We segregate client funds

This is important because it means we can’t use your money to cover our business expenses.

InterStock Trade also segregates client funds and assets so that they are not permitted to be used to pay off any creditors.

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Your stocks are protected in nominee accounts or at approved third-party custodians

When you invest with InterStock Trade, any UK-listed stocks or ETFs that you buy are held by InterStock Trade Nominees Limited, which holds stocks and ETFs, with you as the beneficial owner. The stocks and ETFs are held in CREST, which is the UK’s central security depository.

InterStock Trade Nominees Limited is a non-trading company. That means it can’t run up liabilities of its own and can be shielded from any liabilities that InterStock Trade Limited accrues.

All of this is done so that, in the unlikely event of InterStock Trade failing, the company’s creditors will not be permitted to use your investments to cover InterStock Trade’s liabilities.

When you invest in US-listed stocks, we hold them in custody at a third-party SEC-registered broker (the Security and Exchange Commission, which regulates US securities markets). Our customers’ stocks are held in a designated customer account at the broker, and cannot be mixed with InterStock Trade own assets or used to settle our debts. Similar to the UK securities being held in CREST, your US stocks are ultimately held in DTCC (Depository Trust & Clearing Corporation). Currently, some customers’ US stocks are still held by InterStock Trade Nominees Limited in CREST, but we are in the process of fully migrating US stocks to our third-party broker.

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InterStock Trade is part of the Financial Services Compensation Scheme

Customers' accounts are covered by the provisions of the Financial Services Compensation Scheme (FSCS).

This means that in the unlikely event of InterStock Trade failing, together with a failure to safeguard your assets or some other failure, the value of your assets held with InterStock Trade is protected by the FSCS up to a maximum of$85,000.

It is worth bearing in mind that, while you are protected under the FSCS scheme as above, your investment might fall as well as rise due to movements in market prices and any such fall wouldn't be covered by the FSCS.

If you want to learn more about the FSCS and how it operates, you can visit the FSCS website here: https://www.fscs.org.uk/.

We may place a proportion of user funds into notice accounts

Placing some of the money you have with us into notice accounts will not impact your ability to deal with or withdraw funds from your InterStock Trade account. When you put money into your InterStock Trade account, you will be able to invest that same amount immediately.

Any funds placed in these deposit accounts are covered under the Financial Services Compensation Scheme (FSCS). The balance of funds in these accounts will be actively monitored and adjusted so as to not impact your day to day activity.

This does mean, in the unlikely event of InterStock Trade failing, it may take a little longer to return all of your funds.

InterStock Trade does not provide investment advice and individual investors should make their own decisions or seek independent advice. The value of investments can go up as well as down and you may receive back less than your original investment. InterStock Trade is a trading name of InterStock Trade Limited, which is a member firm of the London Stock Exchange and is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales (no. 09797821).

Securities less than $5 cost $0.02/share. Please see our disclosures on other charges.
Please see the terms of our referral program.
Please see our fractional shares disclosure.
Please read important legal disclosures that apply to your relationship with InterStock Trade
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Investing involves risk, including possible loss of principal.

‍Securities and cryptocurrencies are very different types of assets.
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Cryptocurrencies are not securities.

Purchasing cryptocurrencies comes with a number of risks. Please read InterStock Trade Financial Cryptocurrency Risk Disclosure.
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Currency and cryptocurrency exchange services provided by InterStock Trade Financial LLC (“InterStock Trade Crypto”), a US Money Services Business registered with FinCEN. InterStock Trade Financial LLC is not a broker dealer. Cryptocurrencies are not protected by either FDIC or SIPC. Securities products and services offered to self-directed investors through InterStock Trade Securities LLC Member FINRA / SIPC. Securities products and services offered to self-directed investors through InterStock Trade Securities LLC Member FINRA / SIPC. InterStock Trade Securities, LLC does not provide cryptocurrency-related services. InterStock Trade Securities LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org.

Investors should consider the investment objectives, risks, and charges and expenses of an Exchange Traded Fund ("ETF") carefully before investing. Before investing in any ETF, you should consider its investment objective, risks, charges and expenses. Contact us at support@InterStock Trade .com for a prospectus containing this information. Read it carefully.

ETFs are subject to market fluctuation and the risks of their underlying investments. ETFs are subject to management fees and other expenses. ETF shares are bought and sold at market price, which may be higher or lower than their NAV, and are not individually redeemed from the fund. Investment returns will fluctuate and are subject to market volatility, so that an investor's shares, when redeemed or sold, may be worth more or less than their original cost. ETFs are subject to risks similar to those of stocks. Some specialized exchange-traded funds can be subject to additional market risks. Leveraged and inverse exchange-traded products are not designed for buy and hold investors or investors who do not intend to manage their investment on a daily basis. These products are for sophisticated investors who understand their risks (including the effect of daily compounding of leveraged investment results), and who intend to actively monitor and manage their investments on a daily basis.
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Be sure to consider your own financial situation, perform thorough research, and consult with a qualified tax professional before making any investment decisions concerning REITs. Investments in REITs and other real estate securities are subject to similar risks as direct investments in real estate. The real estate industry is particularly sensitive to economic downturns.

InterStock Trade Advisers, LLC is a registered investment adviser registered with the United States Securities and Exchange Commission (“SEC”).

InterStock Trade is the brand name of Panchain, Inc. InterStock Trade Securities LLC, InterStock Trade Financial LLC, and InterStock Trade Nigeria Limited are fully-owned subsidiaries of Panchain, Inc. InterStock Trade Nigeria is registered with the Nigeria Corporate Affairs Commission.

To purchase securities using cryptocurrencies, you must first convert it into U.S. Dollars using InterStock Trade Financial LLC. You must then move the U.S. Dollar proceeds to your brokerage account at InterStock Trade Securities LLC where you can use it to buy securities.

Online trading has inherent risk due to system response, execution price, speed, liquidity, market data and access times that may vary due to market conditions, system performance, market volatility, size and type of order and other factors. An investor should understand these and additional risks before trading.
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Content, news, research, tools, market data and securities symbols are for educational and illustrative purposes only and do not imply a recommendation or solicitation to buy or sell a particular security or to engage in any particular investment strategy. The information provided is not warranted as to completeness or accuracy and is subject to change without notice. The information provided should not be considered legal or tax advice. Consult an attorney or tax professional regarding your specific situation. The projections or other information regarding the likelihood of various investment outcomes are hypothetical in nature, are not guaranteed for accuracy or completeness, do not reflect actual investment results and are not guarantees of future results.
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All investments involve risk, losses may exceed the principal invested, and the past performance of a security, industry, sector, market, or financial product does not guarantee future results or returns. Consider the investment objectives, risks, charges, and expenses of a fund before investing. Contact us for a prospectus containing this information.
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Please remember that diversification is not an investment strategy without risk, and in certain circumstances, it may not fit your investment objectives. Past performance is no guarantee of future results.
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Certain services (“Services”) offered through our mobile app are offered only in jurisdictions where it is legal to do so. The availability of the Services over the Internet is not a solicitation for or offering of the Services to any person in any jurisdiction where such solicitation or offering is illegal. We reserve the right to limit the availability of the Services to any person, geographic area, or jurisdiction, at any time and in our sole discretion. We make no representation that the Services are appropriate or available for use in locations outside of United States, or that accessing our mobile app is legally permitted in countries or territories where the Services may be illegal. If you access the Services from other locations, you do so at your own risk and are responsible for compliance with local laws. In particular, we are not authorized by the Brazilian Securities and Exchange Commission (CVM) to offer securities distribution services to investors who reside, are domiciled or incorporated in the Federative Republic of Brazil. The Services are not specifically directed to investors who reside, are domiciled or incorporated in the Federative Republic of Brazil and should not be understood as an offer of services directed to such investors.
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According to CVM's Legal Opinion No. 33, dated September 30, 2005, InterStock Trade contracted RB Capital Investimentos Distribuidora de Títulos e Valores Mobiliários Ltda. ("RB Investimentos"), a Brazilian securities distributor duly authorized by the Central Bank of Brazil and the CVM, through which RB Investimentos makes InterStock Trade 's services available to investors resident, domiciled or incorporated in the Federative Republic of Brazil. The services provided by RB Investimentos should not be understood as an offering of securities directed to such investors. Although RB Investimentos has been hired to provide InterStock Trade 's services, InterStock Trade offers its services exclusively in the United States and under the rules and regulations applicable in that country. As these services are investments made directly in the United States through InterStock Trade , they are not registered with or subject to the supervision of the CVM or any other Brazilian regulatory agency, so the investor must have knowledge of the language and local regulation. Investors resident, domiciled or incorporated in the Federative Republic of Brazil who have become or will become clients of InterStock Trade through RB Investimentos may contact the following e-mail addresses: suporte@InterStock Trade .us / contato@rbinvestimentos.com

Where an investment is denominated in a currency other than the investor’s currency, changes in rates of exchange may have an adverse effect on the value, price of, or income derived from the investment.

Securities products are: Not FDIC insured · Not bank guaranteed · May lose value

Market data refreshed at least every 15 minutes unless otherwise indicated. Market data provided by Polygon.
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FINRA BrokerCheck reports for InterStock Trade Securities LLC are available at https://www.finra.org/brokercheck.

Check InterStock Trade Advisers LLC information on the SEC’s IAPD.

Trademarks and logos are the property of their respective owners and do not represent endorsements of any kind. Unless otherwise noted, InterStock Trade Securities, LLC and its affiliates are not partners, affiliates, or licensees of these companies.

Synapse is one of our backend software providers, and partners with financial institutions to provide ACH and Wire Services. By agreeing to InterStock Trade ’s TOS and Privacy Policy, you also agree to Synapse’s Terms of Service and Privacy Policy.

InterStock Trade Securities, LLC
Member FINRA/SIPC
V.10 6/28/2021