InterStock Trade

Get even more from your money with InterStock Trade. 3% interest on cash up to a maximum deposit of $4000. More stocks to choose from. Limit orders and stop losses. Free stocks and shares ISA account (usually $3 per month). Commission-free investing.

Frequently asked questions

What’s InterStock Trade?

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InterStock Trade is a San Francisco fintech company that through its United States Money Services Business and SEC registered broker-dealer provides fast, easy and secure access to the US stock market and cryptocurrencies. InterStock Trade’s mobile app lets people in over 170 countries invest in United States dollars, stocks, ETFs, and REITs using their local currency and transfer methods or cryptocurrency. ‍ InterStock Trade is the brand name of Panchain, Inc. InterStock Trade Securities LLC and InterStock Trade Financial LLC are fully-owned subsidiaries of Panchain, Inc.

Is InterStock Trade Registered?

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InterStock Trade Securities is a United States SEC registered broker-dealer, and a member of both the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to US$500,000 (including US$250,000 for claims for cash). Explanatory brochure available upon request or at For more information on InterStock Trade, you can find us on FINRA Broker Check.

Is InterStock Trade Secured?

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InterStock Trade strives to implement industry standard security measures. Your password is never stored in plaintext - it is hashed using the industry-standard BCrypt hashing algorithm. Sensitive and private information such as your social security number are encrypted before they’re written to disk. All of our apps, websites, and servers securely communicate using the Transport Layer Security (TLS) protocol. For account login we require multi-factor authentication. Our mobile app supports TouchID, FaceID, or a custom pin code for unlocking.

Why invest in american markets?

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Here are some reasons for you to start investing in the US stock market:

The US is home to some of the most famous companies in the world, such as Apple, Amazon and Google; The US stock market has an average annual return of 10% since 1926 over the S&P 500 index (source). Past performance does not guarantee future results. The US stock market is the most liquid in the world, with more than 30 trillion dollars in capitalization and 30 trillion dollars in trading volume (source). More than 250 foreign companies such as XP, Inc. and Alibaba from 34 countries around the world trade in the US. market so you can have a global portfolio (source). Own investments in US dollars, the most widely used currency in the world.

What do I need to create my account?

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To start investing in the US market with InterStock Trade, click here to sign up. ‍ To create a InterStock Trade account, you just need to be at least 18 years old and submit some basic information. After submitting your information through the web app, your application will typically be reviewed and approved within one business day. If any additional information is required pending, we'll get in touch by email.

What are the fees and charges?

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InterStock Trade charges no commission fees. We make money from other sources such as interest on your uninvested cash and payment for order flow.

When will I be paid the interest?

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Your monthly interest payment is made on the 11th working day of each month for interest accrued on the previous month’s holdings. The interest is paid directly into your balance monthly, for every day that month you’re holding cash.