What is InterStock Trade?

InterStock Trade is an award-winning investing app with over 1 million users.

Our mission is to get everyone investing by making it simpler and more affordable.

All InterStock Trade accounts are covered by the Financial Services Compensation Scheme (FSCS). Find out more about how we keep our customers’ money safe.

Why get everyone investing?

In some ways, everyone is an investor already.

We invest our most important currency, our time, every day.

We also invest our money every day. Almost everything in modern life is made or provided by companies. And, companies are the primary way wealth is created in the world.

Our goal is to give access to everyone to benefit from that wealth creation. We believe we can make an impact on rising inequality and we can make the world a more equitable place by giving access to markets and educational information.

Why are we different?

We don’t think the investing industry works well for most current and future investors. High commissions and clunky products from traditional stockbrokers can make it complicated for people to start investing. Additionally, business models built on switching investors over to high-risk speculative products can cause general distrust.

That’s why we created InterStock Trade — to break down barriers and open up stock market investing to everyone, creating a stockbroker you can trust. We have a transparent and simple freemium pricing model, and we’ve built the tech behind our award-winning app from the ground up.

How InterStock Trade started

Our Founder & CEO Adam Dodds relocated from Canada as a Manager at KPMG and had been investing since he was a teenager.

When he arrived in the UK, he was shocked by the quality of investment platforms here, in terms of cost and usability. They were all archaic and clunky, without good design and had little concern about fees.

They were not built to include even him, a financial services professional.

If you don’t like what’s available, you start to wonder whether you should build it yourself.

Our own brokerage platform

In order to offer commission-free trading and an ever-improving feature set sustainably, we have built our own engineering system called Invest by InterStock Trade that allows us to execute your trades much cheaper and faster than using third-party solutions.

Owning our tech platform means we are in control of our destiny.

Making money in a fair, transparent way

We have a simple, transparent freemium pricing model where you can pay for the premium features you want. This helps us to build a sustainable business model that aligns with the success of our customers. 

We don’t charge commissions on trades, as most traditional stockbrokers do, removing financial barriers to investing.

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Who owns InterStock Trade?

InterStock Trade is an independent, privately-owned startup company.

When we started, we decided that raising money through equity crowdfunding was the right fit for our mission to get everyone investing. We are proud to have nearly 13,000 shareholders through crowdfunding, regular people like yourself.

Every full-time team member receives stock options, so we are also owned by our team.

In 2019, venture capital firm Draper Esprit completed a Series A investment in InterStock Trade. We are proud to have a publicly-traded VC company as our investor.
In March 2021, we raised a $69m Series B investment round led by New York-based growth equity firm, Left Lane Capital.
L Catterton, one of the world’s largest investors in consumer brands, and our existing investor, Draper Esprit, also participated in the oversubscribed round, which contained a secondary opportunity for existing shareholders.

Our people are creating a strong culture

InterStock Trade brings together people with diverse skills and backgrounds, ranging from leading financial services companies to Big Tech to more. Together we are focused on building an open and transparent stockbroker you can trust.

Openness and transparency is in our DNA and applies to all aspects of our company. We encourage an open and inclusive environment and pride ourselves on being candid, curious, focused, humble and gritty.

Our headquarters are based in London and we’re hiring.

Put the World in the Palm of Your hands with InterStock Trade

  • InterStock Trade is a San Francisco fintech company that through its United States Money Services Business and SEC registered broker-dealer provides fast, easy and secure access to the US stock market and cryptocurrencies. InterStock Trade’s mobile app lets people in over 170 countries invest in United States dollars, stocks, ETFs, and REITs using their local currency and transfer methods or cryptocurrency. ‍ InterStock Trade is the brand name of Panchain, Inc. InterStock Trade Securities LLC and InterStock Trade Financial LLC are fully-owned subsidiaries of Panchain, Inc.

  • InterStock Trade Securities is a United States SEC registered broker-dealer, and a member of both the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC), which protects securities customers of its members up to US$500,000 (including US$250,000 for claims for cash). Explanatory brochure available upon request or at www.sipc.org For more information on InterStock Trade, you can find us on FINRA Broker Check.

  • InterStock Trade strives to implement industry standard security measures. Your password is never stored in plaintext - it is hashed using the industry-standard BCrypt hashing algorithm. Sensitive and private information such as your social security number are encrypted before they’re written to disk. All of our apps, websites, and servers securely communicate using the Transport Layer Security (TLS) protocol. For account login we require multi-factor authentication. Our mobile app supports TouchID, FaceID, or a custom pin code for unlocking.

  • Here are some reasons for you to start investing in the US stock market:
    The US is home to some of the most famous companies in the world, such as Apple, Amazon and Google; The US stock market has an average annual return of 10% since 1926 over the S&P 500 index (source). Past performance does not guarantee future results. The US stock market is the most liquid in the world, with more than 30 trillion dollars in capitalization and 30 trillion dollars in trading volume (source). More than 250 foreign companies such as XP, Inc. and Alibaba from 34 countries around the world trade in the US. market so you can have a global portfolio (source). Own investments in US dollars, the most widely used currency in the world.

  • To start investing in the US market with InterStock Trade, click here to sign up. ‍ To create a InterStock Trade account, you just need to be at least 18 years old and submit some basic information. After submitting your information through the web app, your application will typically be reviewed and approved within one business day. If any additional information is required pending, we'll get in touch by email.

  • InterStock Trade charges no commission fees. We make money from other sources such as interest on your uninvested cash and payment for order flow.

  • Your monthly interest payment is made on the 11th working day of each month for interest accrued on the previous month’s holdings. The interest is paid directly into your balance monthly, for every day that month you’re holding cash